401(k) Audit Pricing — Flat Rate Starting at $12,000
Lower Cost. Better Experience.
401(k) ERISA Section 103(a)(3)(C) Audit Pricing
(formally known as Limited Scope)
Our base fee for the audited financial statements is $12,000.
PriceKubecka has always been laser-focused on reducing the burden of a 401(k) audit. Now with teams and businesses displaced all across the country, our certified CPAs are here to help you comply with federal law with as little hassle as possible. Because our audits are automated and performed remotely, clients only need to provide minimal support to receive a fully compliant, error-free audit in weeks rather than months.
To get started on your audit you only need to complete these 3 simple steps:
Sign and return our engagement letter.
Grant us auditor access to your recordkeeper so we can pull necessary data.
Schedule a 30-minute meeting to create a customized payroll file.
Learn More About Our Process, Then Get Started On Your 401(k) Audit Today!
Additional Charges
if applicable
If your plan has any of the following special circumstances an additional fee will be assessed.
- If Finch integration is not provided, requiring PriceKubecka to manually pull payroll.
- A change in recordkeeper during the year is not disclosed.
- A change in payroll provider during the year is not disclosed.
- Plan mergers, spin-offs, or terminations are not disclosed.
- Operational defects that are discovered during the audit.
- Prior year operational defects that remain uncorrected.
Examples of operational defects that require corrections include:
- Eligible compensation is incorrectly calculated.
- Employee deferrals were not submitted on a timely basis.
- Employer match contributions are incorrectly calculated.
401(k) Cost Benefits
We deliver unmatched compliance documentation and savings for recordkeepers and clients, while saving significant time for your audit support personnel.
Certified CPAs
Member of AICPA EBP Audit Quality Center
Remote Audit
Nationwide Service
Time To Complete an Audit
Plan Sponsor Time to Support an Audit
No Travel Costs
No Surpise Fees
Use of Interns for Audit
Flat Rate Pricing
Total Fee
PriceKubecka 401(k) Audit
Less than 30 hours
5 hours or less
Never Used
Starting at $12,000
Traditional 401(k) Audit
More than 80 hours 20 hours or more Travel + lodging is additional SometimesVaries
$20,000 + Expenses
Frequently Asked Questions
How much does a 401(k) audit cost?
PriceKubecka’s base fee for 401(k) audited financial statements is $12,000 — a flat rate with no hourly billing or travel expenses. Traditional 401(k) audits typically cost $20,000 or more plus expenses. Our automated, remote approach delivers the same quality at roughly half the price.
Are there any additional fees beyond the flat rate?
Additional charges may apply in specific situations: if Finch integration is not provided, if there were undisclosed recordkeeper or payroll provider changes, plan mergers/spin-offs/terminations, or if operational defects are discovered during the audit. These are disclosed upfront before any additional work begins.
What's included in the $12,000 base fee?
The flat-rate fee includes the complete ERISA 103(a)(3)(C) audit engagement: planning, fieldwork, data analysis, testing of all participant transactions, identification of plan errors, and the independent auditor’s report. All work is performed remotely with no travel costs.
How does PriceKubecka's pricing compare to traditional auditors?
Traditional 401(k) audits typically cost $20,000+ with additional travel expenses, take 80+ hours to complete, and require 20+ hours of plan sponsor support. PriceKubecka’s flat rate of $12,000 includes everything, completes in under 30 hours, and requires less than 5 hours of your time — roughly half the cost and a fraction of the effort.